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Revolving credit

When you need it the most

Our revolving credit works like an instant credit card that allows you to withdraw cash and make repayments at your own pace.

  • Fast and fully automated decision making process
  • No paperwork or documents required

Apply for a credit

Monthly payment:€99
Interest rate:19.9%
Loan management fee:€6.08 / month
Opening fee:€0
This is only an estimation. Apply to get the offer!

Opening fee


Service open


Monthly payments from


Interest rate from

Revolving credit is a credit of up to 2 000 € with an interest rate of 19,9 %, annual percentage rate (APR) 29,6 %. Loan management fee 0,01 % per day calculated according to the credit limit and the loan repayment period 3 to 30 months depending on the amount of credit used. Loan opening fee 0 euros. Money can always be withdrawn from the loan again within the credit limit.

Example of loan repayment: The annual percentage rate (APR) on a loan of 1 500 € is 29,6 %. The interest rate taken into account in the calculation is 19,9 %, the loan management fee is EUR 4,50 € per month. The total amount of the loan and loan costs is 1 720,54 €, while the installments are 12 and the installment is 143,38 € per month.

Standard European Consumer Credit Information (in Finnish).

Flexible revolving credit for loans of € 300 – 2 000

A revolving credit is a smart way to finance your everyday expenses. It’s for when you need some quick cash, rather than a big loan. Withdraw the loan in small amounts, from € 300 – 2 000 depending on the credit amount offered.

After filling in the application, you’ll receive a personal loan offer up to € 2 000, which you can start using immediately.

Fast process

  • 1

    Tell us how much money you need, and your preferred monthly repayment

    Everyone’s financial situation is different. Start by choosing the Saldo service or product that suits you by taking into account your personal or business needs and current financial status.

  • 2

    Fill out the application

    Fill out our online application form. It should only take about 5 minutes.

  • 3

    Verify your identity

    Get ready to verify your identity.

  • 4

    Transfer to your bank account

    You’ll receive the loan in your bank account and can start withdrawing or spending money immediately.

Apply for a loan

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