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Revolving credit is a credit of up to 3 000 € with an interest rate of 17,5%. The interest on the credit is 15% + reference rate referred to in section 12 of the Finnish Interest Rate Act. The annual percentage rate (APR) is 26,61-26,63%. The reference interest rate is updated in accordance with the loan contract conditions. The applied interest rate is always at least 0 %, even if the reference interest rate is negative. A loan management fee of 0,01 % per day is calculated according to the credit limit and the loan repayment period is 3 - 88 months depending on the amount of credit used. The loan opening fee is 0 € . Money can always be withdrawn from the loan again within the credit limit.

Example of loan repayment: The annual percentage rate (APR) on a loan of 1 500 € is 26,62%. The interest rate taken into account in the calculation is 17,5%, the average loan management fee is 4,56 € per month. The total amount of the loan and loan costs is 1 700,64 €, while the installments are 12 and the installment is 141,72 € per month.

Edited on 1.7.2025 with the updated reference rate

Standard European Consumer Credit Information