We are a trustworthy and diligent Nordic fintech company. We pay close attention to the financial needs and profile of every one of our customers. Each loan decision is always evaluated on an individual basis.
Select a loan according to your needs. We offer the affordable Saldo Laina as well as the flexible Saldo Limiitti.
Once you have chosen a suitable loan, you’ll need to fill in the loan application. You can apply online and the process takes only 5 minutes.
You’ll get the decision on the loan immediately after filling in the application. If needed, you can receive the money in your bank account straight away (between 7am and 11pm).
We’ve extended loans to hundreds of thousands of customers over the past 10+ years. Our goal remains to offer flexible loan services that meet the needs of customers from all walks of life. We can provide you with loans to cover everyday expenses, no matter how large or small.
Our loans are highly personalised, with every detail tailored to your individual financial situation. You can get an affordable loan for practically any situation from our versatile range of loans.
The application is fast and easy to complete. We don’t require income statements or other guarantees. We’ll give you a decision on your loan application immediately and the facility will be available for you straight away.
As a valued customer, you’ll gain access to our MySaldo -service which you can use to manage your loans. Our services are easily accessible via MySaldo.
Fintech & SMEs - the Dynamic Duo of the Future
The pandemic has disrupted traditional lending dynamics between banks and SMEs. Banks are not as willing to take risks on them. However, this has caused an opportunity for a burgeoning relationship between SMEs and Fintech to develop.
What Has The Financial World Learned From The Pandemic Era?
Amid the chilling consequences of the COVID-19 on health and society writ large, the pandemic has had tremendous effects on the financial industry and businesses worldwide. The health emergency forced the financial sector to rush to include new factors into its analysis of loans, securities, and portfolios—from the virus' transmission rate in specific markets to the periodic enforcement and easing of lockdowns.
Key Points of Fintech UX Design
Unlike other design projects, clients who want designs for their financial technology ("fintech") businesses desire to have an efficient and easy-to-use product. The desired outcome is a lot less like fashion retailing apps and more focused on selling services.
How Open Banking Has Changed Our View Of The Financial World
The world of finances changes continuously, yet it is often slow to respond to technological changes such as the advent of online banking, smartphones, and other factors of that nature. Furthermore, even if technological systems exist to allow for banking to continue through these new forms of technology, people are often slow to accept it.