We are a trustworthy and reliable Nordic fintech company. We pay close attention to the financial needs and profile of every one of our customers.
Each loan decision is evaluated on an individual basis.
Select a loan according to your needs. We offer an affordable instalment loan as well as a flexible revolving credit. Are you a business? In that case you should choose our SME loan.
Once you have chosen a suitable loan, you’ll need to fill in the loan application. You can apply online and the process takes only 5 minutes.
You’ll get the decision on the loan immediately after filling in the application. If needed, you can receive the money in your bank account straight away.
We’ve extended loans to hundreds of thousands of customers over the past decade. Our goal remains to offer flexible loan services that meet the needs of customers from all walks of life. We can provide you with loans to cover everyday expenses, no matter how large or small.
Our loans are highly personalised, with every detail tailored to your individual financial situation. You can get an affordable loan for practically any situation from our versatile range of lending products.
The application is fast and easy to complete. We don’t require income statements or any other guarantees. We’ll give you a decision on your loan application immediately and the cash will be available to you straight away.
As a valued customer, you’ll gain access to our MySaldo service which you can use to manage your loans.
Helsinki Fintech Guide - New banks on the block
Saldo Bank has been named by the Helsinki Fintech Guide 2022 as a frontrunner in a new generation of financial services in the Nordics. Historically, the Finnish financial market has only faced competition from Sweden and Norway, so domestic challenger banks are largely considered a breath of fresh air.
How to diversify your investment portfolio
Portfolio diversification is a risk management strategy that can be simplified by remembering the adage: don’t put all your eggs in one basket. When applied to investing, it means avoid putting all your cash into one company, market or asset class.
Spending or saving - the latest trends
There’s no getting around the fact that Europe is in a state of turmoil. Having emerged from the COVID-19 pandemic, the continent has been plunged straight into the Russia-Ukraine conflict with virtually no time for economic recovery.
Saldo holds steady in Fintech Farm’s 2022 guide
The 2022 edition of Fintech Farm’s prestigious annual guide to Finland’s largest fintech companies and start-ups has been released, with Saldo being named in the guide for the third year running.