We are a trustworthy and diligent Nordic fintech company. We pay close attention to the financial needs and profile of every one of our customers. Each loan decision is always evaluated on an individual basis.
Select a loan according to your needs. We offer the affordable Saldo Laina as well as the flexible Saldo Limiitti.
Once you have chosen a suitable loan, you’ll need to fill in the loan application. You can apply online and the process takes only 5 minutes.
You’ll get the decision on the loan immediately after filling in the application. If needed, you can receive the money in your bank account straight away (between 7am and 11pm).
We’ve extended loans to hundreds of thousands of customers over the past 10+ years. Our goal remains to offer flexible loan services that meet the needs of customers from all walks of life. We can provide you with loans to cover everyday expenses, no matter how large or small.
Our loans are highly personalised, with every detail tailored to your individual financial situation. You can get an affordable loan for practically any situation from our versatile range of loans.
The application is fast and easy to complete. We don’t require income statements or other guarantees. We’ll give you a decision on your loan application immediately and the facility will be available for you straight away.
As a valued customer, you’ll gain access to our MySaldo -service which you can use to manage your loans. Our services are easily accessible via MySaldo.
Financial health of Lithuanian households during COVID-19
Statistics reveal demand for consumption loans in Lithuania is shrinking, with consumer loan portfolios of banks and credit unions falling 10% in a year. Despite declining interest rates, similar trends are observed in the non-banking sector.
How to Navigate as a Consumer in the Modern Financial World
It’s no surprise that the recent fallout from the COVID-19 Pandemic drastically transformed our reliance on technology. While most of us might know the most significant changes, unprecedented growth has come in the digital marketplace.
Fintech & SMEs - the Dynamic Duo of the Future
The pandemic has disrupted traditional lending dynamics between banks and SMEs. Banks are not as willing to take risks on them. However, this has caused an opportunity for a burgeoning relationship between SMEs and Fintech to develop.
Consumer Loans: Why are Traditional Banks Losing Their Power?
Statistics produced by the Bank of Lithuania show that consumer loan portfolios of traditional banks and credit unions decreased by 6.5% in 2020 and the flow of new loans contracted by 3.5%. According to some experts, this is a trend mainly driven by a lower demand for money. COVID-19 and a higher degree of uncertainty has had a negative impact on consumption, which reduced household borrowing overall.