Saldo - An easy solution to everyday expenses

You can get Saldo as your partner in just a few minutes and you do not have to send us any paper documents.

Apply for a loan



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The Finnish financier for everyday expenses

We are a responsible and trustworthy Finnish fintech company. We check the financial situation and affordability of every customer. Each loan decision is always evaluated individually.

How to apply for a loan:

Choose your loan product

Choose a loan according to your needs. We offer the affordable SaldoLaina as well as the flexible SaldoLimiitti.

Fill in the loan application

When you have chosen a suitable loan, fill in the loan application. You can apply for a loan by filling in an online application, which takes only 5 minutes.

5 minuuttia
Transfer to your bank account

You will get the decision on the loan immediately after filling in the application. If desired, you can receive the money to your bank account immediately between 7am and 11pm.

Loans through years of experience

We have serviced hundreds of thousands of customers with all their loan needs for over 10 years already. Our goal is to offer flexible and effortless loan services, which can support our customers in any situation. From us you can get loans for both small or big everyday expenses.

Business loan For any business
  • Loan amount: 1000 – 50 000 €
  • Loan term: 1 – 12 months
  • Interest rate: 0 %
SaldoLimiitti A flexible loan for everyday expenses
  • Credit limit up to 2000€
  • No fixed loan term
  • Monthly repayment starting at 49 €
SaldoLaina A one time loan for small and big expenses
  • Loan amount: 1000 – 10 000 €
  • Loan term: 12 – 88 months
  • Monthly repayment starting at 29 €
Car loan A loan suitable for purchasing a car
  • Loan amount: 1000 – 12 000 €
  • Loan term: 24 – 60 months
  • Monthly repayment starting at 49 €

Why to choose our loan products?

You will always get a personalized loan offer, which is tailored for your individual financial situation. You can get an affordable loan for any situation from our versatile range of loans.

The application is fast and easy to fill in, and we do not require documents of your income or other guarantee. You will get a loan fast, we will give you the decision on the loan right away and the loan of your choosing will be available to you immediately.

As our customer, you gain access to our MySaldo-service, which you can use to manage your loans. From MySaldo our services are always easily accessible.

You will get an affordable loan tailored for your needs

You will get your own personal loan offer and repayment plan

If desired, you will get the loan to your bank account right away

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