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The easy solution for your finances

Sign up to Saldo in minutes. No paperwork required.

Revolving credit

A flexible loan for everyday expenses

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Consumer loan

A one time loan for both small and big expenses

Business loan

Saldo’s fast loans for businesses are an innovative way for small and medium sized enterprises to get ahead

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Term deposit

Start saving with Saldo without leaving the comfort of your home

The Finnish financier for your everyday expenses

We are a trustworthy and reliable Nordic fintech company. We pay close attention to the financial needs and profile of every one of our customers.

Each loan decision is evaluated on an individual basis.


We are techies at heart, and we strive to make the most of latest technologies to create the best possible customer experiences. Our completely digital, document-free applications are just one of the perks of tech.


Our products and customer service adapt to the ever-changing everyday and everyone’s personal needs. Need a loan right away? No problem. Chat, email, app, call? We got you.


We make sure our customers can keep their finances in order. Our dynamic pricing and monthly instalments allows tailoring to each customer, taking into account their life situation and everyday spending.


No hidden fees, no shady stuff. Our communications is always jargon free and to the point. We keep our promises and create digital products like they should have been done since the get-go. We take pride in being a responsible lender.

Appreciated by many of you

4.64 / 5

based on 3545 reviews on