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Consumer loan

When you need it the most

In just a few minutes, Saldo will find a loan solution that’s perfect for you.

  • Fast and fully automated decision making process
  • No paperwork or documents required

Apply for a loan

Monthly payment:€59
Interest rate:13.9%
Loan management fee:€6.08 / month
Total to repay:€3,009
This is only an estimation. Apply to get the offer!

Opening fee


Service open


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Interest rate from

Consumer loan is an unsecured consumer loan of 1 000–10 000 €. The interest rate on the loan is 13,9–19,9 %, the loan management fee is 0,01 % of the amount of the granted loan per day, up to 150 € per year, the annual percentage rate (APR) is 21,3–29,5%. The loan period is 12 to 88 months and the monthly installment is 29 € to 399 €. Loan opening fee 0 euros.

Example of loan repayment: The annual percentage rate on a loan of 1 500 € is 28,6 %. The calculation takes into account an interest rate of 19,9 %, a loan management fee of 4,50 € per month. The total amount of the loan and loan costs is 2 440,07 €, while the 50 installments and the installment are 49 € per month.

Standard European Consumer Credit Information (in Finnish).

Saldo consumer loan for amounts between € 1000 - 10 000

Saldo’s consumer loan is a deposit-free € 1000 – 10 000 loan to cover purchases of all sizes and everyday investments. The online application is quick and easy to fill in, and in just a few minutes you’ll receive an offer for a loan in Finland.

The best thing about Saldo’s quick loans is that the loan is on your terms: you tell us how much money you need to borrow, and nominate a suitable amount for monthly repayments.

Fast process

  • 1

    Tell us how much money you need, and your preferred monthly repayment

    Everyone’s financial situation is different. Start by choosing the Saldo service or product that suits you by taking into account your personal or business needs and current financial status.

  • 2

    Fill out the application

    Fill out our online application form. It should only take about 5 minutes.

  • 3

    Verify your identity

    Get ready to verify your identity.

  • 4

    Transfer to your bank account

    You’ll receive the loan in your bank account and can start withdrawing or spending money immediately.

Apply for a loan

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