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Amount

€2,000

Monthly payment Loan period: 6 months

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The SME loan is a secured loan of 1 000–10 000 € with a payment period of 1–18 months. Monthly payment from 98,58 € / month. Interest from 0 %, fixed cost is determined by the loan offer.

What is a business loan?

Saldo’s fast business loans are a financial service which is suitable and helpful for small and medium-sized businesses operating in Lithuania. Some of the reasons why companies, corporations, partnerships and other legal entities apply for business credit include:

  • debt repayment,
  • new investment projects,
  • implementation of development goals or start-ups,
  • purchase of equipment or goods for the company.

Saldo Finance is here to help your business achieve success and improve your financial standing by offering fast business credit up to €10 000.

Getting a business loan from Saldo is quick and easy. All you have to do is fill in an online application form and we’ll transfer the full amount into your company’s bank account instantly.

Saldo Finance is a responsible lender with ten years of experience in Northern Europe. Through adoption of the latest technology and most innovative solutions, we help businesses with their most pressing financial needs. Loans for small businesses are granted almost immediately, with funds hitting the nominated account just a few minutes after the online application has been submitted and approved by our system.

Who can apply for a business loan?

Saldo’s fast business loans can be tailored to meet the needs of small and medium businesses. And we’ve made sure that applying for business credit couldn’t be simpler. All legal entities operating in Lithuania are eligible to apply.

Saldo is a reliable financial partner for small and medium businesses

Borrow up to € 10 000 quickly, inexpensively and securely. We offer fast loans for businesses with low interest rates and flexible contract terms.

Business loans for small and medium businesses in Lithuania

Though we have the capability to provide credit to companies and legal entities of all sizes, Saldo business loans are best suited to small or medium-sized enterprises.

There are many benefits to obtaining fast business credit from Saldo. We lend responsibly and respectfully to all our customers, and we believe that our loans provide necessary support for the sustainable growth of small and medium-sized businesses. Our loans help ease financial burdens, increase operational efficiency, and allow businesses to flourish through new hires or the ability to implement a project or vision.

Fast business loans in Lithuania – what do you need to know?

Almost every business borrows in order to grow and expand. Using leverage is an efficient way for a business to become a market leader, and keep ahead of its competitors.

At any given time, the Lithuanian economy has about 8 billion euros of loan capital available for business (Bank of Lithuania, 2020). This amount is equal to approximately one-sixth of the country's gross domestic product (GDP), making business loans a very important driver for the country's economy.

Here are some more things you should know about business loans, financing and support in Lithuania.

  • Getting business credit usually takes quite a bit of time. The process can take days or even weeks. Saldo’s loan application process is automated, which means if your application is successful, you’ll be able to access the funds immediately.

  • Most companies require some form of collateral before lending to a business. Saldo Finance offers business loans of up to € 10 000 without asking for any collateral. Instead we might ask for a personal guarantor.

Borrowing for patent acquisition or research activities is highly cost-effective, as the advantages and commercial benefits of patents and R&D costs allow for significant tax benefits.

Frequently Asked Questions About Saldo Loan For Business