Saldo business loan up to € 6,000

Saldo loans for business are a fast and innovative way to borrow for every small or medium sized business. It takes just a few minutes to complete the loan application.

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Monthly payment Loan period: 0 months

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Consumer credit is an unsecured loan of up to 3 000 € and has an interest rate of 9 – 39 % . Administration fee: 5,00 – 10,00 €/month. Annual percentage rate of charge (APR): 26,4 – 84,7 %. Loan period: 10 – 37 months. Monthly payment: 29,00 – 239,00 €.

Example of loan repayment: The effective annual interest rate (APR) on a loan of 1 500 € is 65.14%. The interest rate taken into account in the calculation is 29 %, the loan management fee is EUR 5,95 per month. The total amount of the loan and loan costs is 2 477.11 €, while the installments are 36 and the installment is 68,81 € per month.

We’ll begin to offer our online business loans in 2021!
Flexible funding conditions
Extremely fast loan solutions

What is a business loan?

A business loan is a financial service provided by Saldo, which is suitable for small and medium-sized businesses operating in Lithuania. Some of the main reasons why companies, corporations, partnerships and other legal entities choose a business loan may include debt repayment, investment projects, implementation of development goals, implementation of a business start-up, purchase of equipment or goods for the company, etc.

Saldo Finance is here to help your business achieve your plans or improve your business finances by offering business loans up to € 6,000.

Getting a business loan from Saldo is extremely easy. Whether the loan is for start-ups, business expansion or other purposes, all you have to do is fill out an online application and we’ll transfer the full amount into your company’s bank account instantly.

Saldo Finance is a responsible lender with ten years of experience in Northern Europe. Through adoption of the latest, most innovative solutions, we help businesses with their most pressing financial needs. Business loans are granted almost immediately, just a few minutes after filling out a successful application online.

The service will be launched in 2021.

Who can apply for a business loan?

A Saldo business loan is a financial service that can be tailored to businesses of all sizes. Applying for a Saldo business loan couldn’t be simpler. All legal entities operating in Lithuania are eligible to apply.

Whether you represent a small, medium or large company, choose Saldo as your reliable financial partner in business!

Borrow up to € 6,000 quickly, inexpensively and securely. We offer businesses low interest rates and flexible contract terms.

The service will be launched in 2021.

Saldo business loans for small and medium businesses in Lithuania

Although we can provide credit to companies and legal entities of all sizes, Saldo business loans are most appropriate for small or medium-sized businesses.

A Saldo loan for a businesses has many benefits. Because we lend responsibly and respectfully to all customers, we believe that our loans provide necessary support for the sustainable growth of small and medium-sized businesses. In doing so, our loans help ease the financial burden, increase operational efficiency, allow businesses to hire new employees or implement a project or vision.

Business financing and lending in Lithuania - what do you need to know?

It’s well known that almost every business borrows in order to grow and expand. Using leverage is a much more efficient way for a business to remain market leaders and keep ahead of its competitors.

At any given time, the Lithuanian economy has about 8 billion euros of loan capital available for business (Bank of Lithuania, 2020). This amount is about one-sixth of the country's gross domestic product (GDP), making business loans a very important driver for the country's economy.

Here are some more things you should know about business financing, business support and business loans in Lithuania.

  • Getting a business loan usually takes quite a bit of time. The process may take days, or even weeks. However, the process to apply for a Saldo loan is automated, so if successful you’ll be able to access the funds within a couple of minutes.

  • Most companies require some form of collateral before lending to a business. Saldo Finance offers business loans of up to € 6,000 without any collateral.

  • Sometimes self-employed people can also borrow.

Borrowing for patent acquisition or research activities is very useful, as the advantages and commercial benefits of patents and R&D costs allow for significant tax benefits.

Frequently Asked Questions About Saldo Loan For Business