Saldo Finance is a simple solution for your everyday needs

Saldo will help you find the perfect loan solution in just a few minutes. No need to waste time scanning and sending paper documents!

Apply for a loan

Amount

€2,000

Monthly payment Loan period: 31 months

Apply for a loan

Consumer credit is an unsecured loan of up to 3000 € and has an interest rate of 9 – 39 % . Administration fee: 5,00 – 10,00 €/month. Annual percentage rate of charge (APR): 26,4 – 84,7 %. Loan period: 10 – 37 months. Monthly payment: 29,00 – 239,00 €.

Flexibility and many years of experience
Fast and fully automated decision making process

Saldo Finance - Your financial partner for all situations

Saldo Finance is a responsible lender. We operate not only in Lithuania, but also in Sweden and Finland. With more than ten years of responsible lending experience, we have been able to provide innovative and responsible lending solutions for private and business clients. At Saldo we distinguish ourselves by being able to provide quick and responsible loan options. You can always trust Saldo!

Learn more about consumer loans, quick loans, or other lending services.

How do I get approved for a loan with Saldo?

Choose the financing service or product you need

The first thing you need to do is choose one of our services or products. It will be easier to choose a service if you take into account your personal or business needs and current financial situation.

Fill out a loan application

Fill out our online application form. It only typically takes about 5 minutes.

Verify your identity

You can easily verify your identity using Ondato. Remember to have your documents ready for this step!

The money is immediately transferred to your account

After your application has been approved, your money is transferred straight to your bank account. The processing and approval of the application typically takes just a few minutes.

Why Choose Saldo Finance?

Saldo Finance has more than ten years of experience in providing a wide range of finance services to consumers. Because the majority of our application process is automated, we can provide you with a quick loan approval. We pride ourselves on being a reliable financial partner offering flexible lending solutions.

If you have any questions, don’t hesitate to reach out to us via on of the contacts listed on our page.

Reliable

Saldo is a reliable, reputable loan provider with more than ten years of experience. We are supervised and regulated by the Bank of Lithuania. .

Quick

Our lending process is fully automated, so this means that the application process generally takes less than a minute. We’ll always keep you up to date regarding changes in the status of your application. Within a few minutes of submitting the application, funds will be transferred directly to your bank account.

Responsible

Saldo prides itself on conducting itself responsibly and honestly. We value each of our customers and treat each with respect and understanding.

More information about us.

Latest blogs

07/12/2021

Coding across borders

Saldo’s twenty-plus software developers are located in Finland and Lithuania. With the virtual commute from Vilnius to Turku only taking seconds, cross-border collaboration between front-end, back-end and full-stack developers is seamless.

07/02/2021

Financial Health of Lithuanian Banks after COVID-19

As the sun sets on the COVID-19 pandemic, collateral damage is being assessed. The impact on businesses has varied drastically: some failed while others flourished. An analysis of Lithuanian banks reveals how financial institutions navigated the tough times, and offers insight into preparedness for the recovery of the economy and associated challenges.

06/30/2021

From Finland to the world: plans for internationalisation progress

As planned, Saldo Finance Plc opened its lending operations in Lithuania during the first quarter of 2021.

06/21/2021

Strong sales skills - Account Manager

Matias is Saldo’s first Account Manager hire with a specialisation in corporate lending. Recruited in early 2021 to support our SME loans program, Matias has been invaluable in advising and guiding corporate clients on their lending.

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