Saldo logo

Personal & effortless banking

We offer flexibility and years of experience on fast and fully automated decision making process with no paperwork or documents required

Bank of Lithuania logo
Bank supervised

Consumer loan

Consumer credit fast way to access funds to pay for goods and services you need today

Learn moreApply

Business loan

Saldo’s fast loans for businesses are an innovative way for small and medium sized enterprises to get ahead

Term deposit

Start saving with Saldo without leaving the comfort of your home

Learn moreApply

Saldo Bank - your financial partner for all situations

Saldo Bank is a responsible lender that operates in Lithuania. Over the last decade, we have provided innovative and responsible lending solutions for private and business clients. We differentiate ourselves by providing quick and dependable loan options that you can trust.

Because the majority of our application process is automated, we can provide you with a quick loan approval. We pride ourselves on being a reliable financial partner offering flexible lending solutions.


We are techies at heart, and we strive to make the most of latest technologies to create the best possible customer experiences. Our completely digital, document-free applications are just one of the perks of tech.


Our products and customer service adapt to the ever-changing everyday and everyone’s personal needs. Need a loan right away? No problem. Chat, email, app, call? We got you.


We make sure our customers can keep their finances in order. Our dynamic pricing and monthly instalments allows tailoring to each customer, taking into account their life situation and everyday spending.


No hidden fees, no shady stuff. Our communications is always jargon free and to the point. We keep our promises and create digital products like they should have been done since the get-go. We take pride in being a responsible lender.

Appreciated by many of you

4.65 / 5

6670 reviews logo
4.65 / 5

6670 reviews logo
česlovas s

Greita ir patogu

Last month
žalpys a

Viskas labai gerai. Man patiko

2 years ago
žukauskas d

Labai gerai

2 years ago
violeta b

Puiku greita

Last month
arvydas b

Greitai ir paprastai.

Last month
juodelis m

Puikus bendradarbiavimas.

Last year

Have a question? We answered most of them already.

Cannot find an answer to your question?

Contact us

Yes, Saldo Bank provides services and can assist you in both Lithuanian and English.

Unfortunately, in order to assess your solvency, we need to verify your identity. To complete this step you’ll need to provide your personal identification number.

Saldo Bank offers several different financing services to consumers. Consumer loans is an excellent solution for small to medium expenses. This might include things like home repairs, car repairs or purchases, and other similar expenses. Saldo Bank provides consumer loans online up to € 3 000. Get more information about our consumer loan service. Saldo Bank also provides business loans for companies, corporations and partnerships. Small and medium sized businesses can apply online and receive a loan of up to € 10 000, which can be used for business development or other debts.

We are a leader in innovative and automated lending and payment solutions and a well-known and reliable provider of lending services. Saldo Bank has been engaged in innovative lending activities for more than a decade.

We create automated and fast borrowing solutions for consumers to help manage their day-to-day needs. Once you’ve submitted a successful application, you can borrow from Saldo Bank in just a matter of minutes.

Find more information about Saldo Bank in the About Us section of the page.

The time it takes from filling out your application until the money reaches your bank account will only take a matter of minutes. The entire loan and credit issuance process is automated and funds are transferred to your bank account instantly.

Easily manage your Saldo products with Internet bank

  • View payment schedule
  • Make payments and money withdrawals
  • Find all the necessary information
Log In
Learn more

What’s new in the financial market? Learn with us

Explore more
press release

Saldo Bank opens banking operations - Offers high interest rate on savings in Finland
press release
Saldo term deposit rates in Lithuania
All about Money - 5 must read books
Explore more