Apply for a loan

Amount

€2,000

Monthly payment Loan period: 31 months

Apply for a loan

Consumer loan is an unsecured loan of up to 3 000 € and has an annual interest rate of 9 – 39 %. Administration fee: 5,00 – 10,00 €/month. Annual percentage rate of charge (APR): 26,4 – 84,7 %. Loan period: 10 – 37 months. Monthly payment: 29,00 – 239,00 €.

Example of loan repayment: The annual interest rate of 29 % and the loan administration fee of 5,95 € per month is applied for a 1 500 € loan with 36 monthly installments. The annual percentage rate of charge (APR) for this loan is 65,14 %. The total amount to be paid by the customer (the sum of the total loan amount and total loan costs) is 2 477,11 €, while the monthly installment is 68,11 €.

Saldo Bank - Helping you through life

Saldo Bank is a responsible lender that operates in Lithuania, Sweden and Finland. Over the last decade, we have provided innovative and responsible lending solutions for private and business clients. We differentiate ourselves by providing quick and dependable loan options that you can trust.

Learn more about consumer loans, quick loans, or other lending services.

How do I get approved for a Saldo loan?

1. Tell us how much money you need, and your preferred monthly repayment

Everyone’s financial situation is different. Start by choosing the Saldo service or product that suits you by taking into account your personal or business needs and current financial status.

2. Fill in the application

Fill out our online application form. It should only take about 5 minutes.

5 minutes
3. Verify your identity

Get ready to verify your identity with Smart-ID, Mobile-ID or Ondato.

4. Get the money in your bank account right away

As soon as your application is approved, the money is transferred directly to your nominated IBAN bank account.

Why Choose Saldo Bank?

Saldo Bank has more than ten years of experience in providing a wide range of finance services to consumers. Because the majority of our application process is automated, we can provide you with a quick loan approval. We pride ourselves on being a reliable financial partner offering flexible lending solutions.

If you have any questions, don’t hesitate to reach out to us via the contact options listed on our page.

Reliable

Saldo is a reliable, reputable loan provider with more than ten years of experience. We are supervised and regulated by the Bank of Lithuania.

Quick

Our lending process is fully automated, which means that the application process generally takes less than a minute. We’ll keep you up to date regarding changes in the status of your application. Within a few minutes of submitting the application and receiving an approval, the requested funds will be transferred directly to your bank account.

Responsible

Saldo prides itself on being responsible, dependable and honest. We value each of our customers, and treat them with respect and understanding.

More information about us.

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