Saldo Finance – responsible lender building new and innovative financial technology

Introducing Saldo Finance

Saldo Finance is an international and fully automated loan provider. We operate in Finland (as Saldo Finance Oyj), Sweden (as Tact Finance AB) and soon in Lithuania (as Saldo Finance UAB).

Our main area of expertise is responsible lending solutions for individuals and businesses. That involves providing a range of unsecured consumer loans and business loans for SMEs.

We’re always on the lookout for innovative and skilled people who can bring something new to our team. At present, there are a number of openings for talented individuals. You can see our job opportunities here or continue reading about Saldo here.

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Latest blogs


Financial Health of Non-Financial Corporations in Lithuania: The Recent Trends

Statistics produced by the Bank of Lithuania shows that MFI funding to non-financial companies has decreased significantly. The value of MFI’s loan portfolios to business entities declined by 12.3% in 2020, which was the most substantial decrease throughout the EU.


Key Points of Fintech UX Design

Unlike other design projects, clients who want designs for their financial technology ("fintech") businesses desire to have an efficient and easy-to-use product. The desired outcome is a lot less like fashion retailing apps and more focused on selling services.


How Open Banking Has Changed Our View Of The Financial World

The world of finances changes continuously, yet it is often slow to respond to technological changes such as the advent of online banking, smartphones, and other factors of that nature. Furthermore, even if technological systems exist to allow for banking to continue through these new forms of technology, people are often slow to accept it.


Lending to the Private Non-Financial Sector: Current Interest Rates Trends

A survey conducted by the Bank of Lithuania revealed that interest rates are the most significant factor when decisions regarding borrowing are made. With this in mind, it’s important to understand the current interest rate trends throughout various segments of the Lithuanian private sector.