Saldo logo
Saldo logo

Personal & effortless banking

We offer flexibility and years of experience on fast and fully automated decision making process with no paperwork or documents required

Bank of Lithuania logo
Bank supervised

Consumer loan

For life's big and small purchases. With our consumer credit, you can get a loan of up to €5,000 with a flexible repayment period.

Business loan

Agile and forward going companies need agile financing, just like Saldo Bank’s SME loan.

Term deposit

Safeguard your savings and put them to work for the future! Get a high interest for a protected term deposit.

Saldo Bank - your financial partner for all situations

Saldo Bank is a responsible lender that operates in Lithuania. Over the last decade, we have provided innovative and responsible lending solutions for private and business clients. We differentiate ourselves by providing quick and dependable loan options that you can trust.

Because the majority of our application process is automated, we can provide you with a quick loan approval. We pride ourselves on being a reliable financial partner offering flexible lending solutions.

Effortless

We are techies at heart, and we strive to make the most of latest technologies to create the best possible customer experiences. Our completely digital, document-free applications are just one of the perks of tech.

Flexible

Our products and customer service adapt to the ever-changing everyday and everyone’s personal needs. Need a loan right away? No problem. Chat, email, app, call? We got you.

Affordable

We make sure our customers can keep their finances in order. Our dynamic pricing and monthly instalments allows tailoring to each customer, taking into account their life situation and everyday spending.

Reliable

No hidden fees, no shady stuff. Our communications is always jargon free and to the point. We keep our promises and create digital products like they should have been done since the get-go. We take pride in being a responsible lender.

Appreciated by many of you

4.65 / 5

6670 reviews

Reviews.io logo
4.65 / 5

6670 reviews

Reviews.io logo
anastasija k

Lengva,paprasta

2 years ago
ilona

Skolinuosi ne pirmą kartą, viskas greitai ir paprastai, ačiū

9 months ago
leonas k

Viskas aišku ir patogu

8 months ago
stasys b

Viskas buvo suprantama ir lengva.

9 months ago
juozas

Labai gretai ir naudingai abiem pusėms.

7 months ago
gytis j

puikus bankas

9 months ago
algė

Geros palūkanos, patogus prašymo pateikimas ir užpildymas, laikomasi sąlygų. Rekomenduoju!

10 months ago
visvaldas

Viskas greitai ir gerai

9 months ago
rytis g

Paprasta, patogu, patikoma, saugu ir greita. Ačiū

10 months ago
vaidotas a

Puikus aptarnavimas ir operatyvumas!

11 months ago
valentinas j

Viskas , pasisekė puikiai .Aišku, suprantama be paslėptų visokių mokesčių

Last year
inga v

Super!

Last year
zigmas p

Labai gerai 10 balu.

Last year
aurimas p

operatyvu, patogu, suprantama

Last year
andrius g

Viskas pakankamai paprasta,ir patogu.

Last year
viktoras s

Patenkintas

Last year
vytautas r

Greitai prisijungiau ir sudariau sutartį

11 months ago
nijolė j

PUIKIAI

8 months ago

Have a question? We answered most of them already.

Cannot find an answer to your question?

Contact us

Yes, Saldo Bank provides services and can assist you in both Lithuanian and English.

Unfortunately, in order to assess your solvency, we need to verify your identity. To complete this step you’ll need to provide your personal identification number.

Saldo Bank offers several different financing services to consumers. Consumer loans is an excellent solution for small to medium expenses. This might include things like home repairs, car repairs or purchases, and other similar expenses. Saldo Bank provides consumer loans online up to € 5 000. Get more information about our consumer loan service. Saldo Bank also provides business loans for companies, corporations and partnerships. Small and medium sized businesses can apply online and receive a loan of up to € 50 000, which can be used for business development or other debts.

We are a leader in innovative and automated lending and payment solutions and a well-known and reliable provider of lending services. Saldo Bank has been engaged in innovative lending activities for more than a decade.

We create automated and fast borrowing solutions for consumers to help manage their day-to-day needs. Once you’ve submitted a successful application, you can borrow from Saldo Bank in just a matter of minutes.

Find more information about Saldo Bank in the About Us section of the page.

The time it takes from filling out your application until the money reaches your bank account will only take a matter of minutes. The entire loan and credit issuance process is automated and funds are transferred to your bank account instantly.

Effortless banking, anytime

Enhance your experience by managing everything from our new Saldo Mobile App. Download today!

  • Quickly log in using Biometrics
  • Make payments
  • Manage all your products in one place