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Across the EU, there’s a new appreciation and awareness of just how much we need electricity and energy in our everyday lives. We need it to switch on lights and heat our homes, we need it to operate our computers and servers, we need it to power our personal vehicles.

Financial technology company Saldo Bank UAB, formerly Saldo Finance UAB, has announced the launch of banking operations in Lithuania in February, 2023.

Saldo Bank has been named by the Helsinki Fintech Guide 2022 as a frontrunner in a new generation of financial services in the Nordics. Historically, the Finnish financial market has only faced competition from Sweden and Norway, so domestic challenger banks are largely considered a breath of fresh air.

Portfolio diversification is a risk management strategy that can be simplified by remembering the adage: don’t put all your eggs in one basket. When applied to investing, it means avoid putting all your cash into one company, market or asset class.

There’s no getting around the fact that Europe is in a state of turmoil. Having emerged from the COVID-19 pandemic, the continent has been plunged straight into the Russia-Ukraine conflict with virtually no time for economic recovery.

The 2022 edition of Fintech Farm’s prestigious annual guide to Finland’s largest fintech companies and start-ups has been released, with Saldo being named in the guide for the third year running.

In keeping with its innovative and technologically advanced approach, Saldo Finance will use Inventi’s SEPA CT and SEPA Instant CT Connectors for SEPA payment processing, STI Connector for regulatory reporting to the Lithuanian State Tax Authority and PLAIS Connector to integrate with the Lithuanian Center of Registers.

If you’re someone who gets a kick out of unboxing an expensive item, clipping tags off new clothing, or impulse buying because the deal seems too good to miss out on, try not to feel too bad when those pangs of regret (known as buyer’s remorse) arise.