Pricing

We create a loan offer suitable just for you. Fill in the application and see what kind of offer we have for you!

Apply for a loan

Amount

€2,000

Monthly payment Loan period: 36 months

Apply for a loan

Saldo Limiitti is a continuous loan of up to 2 000 € with an interest rate of 19,9 %, effective annual interest rate (APR) 29,6 %. Loan management fee 0,01 % per day calculated according to the credit limit and the loan repayment period 3 to 30 months depending on the amount of credit used. Loan opening fee 0 euros. Money can always be withdrawn from the loan again within the credit limit.

Example of loan repayment: The effective annual interest rate (APR) on a loan of 1 500 € is 29,6 %. The interest rate taken into account in the calculation is 19,9 %, the loan management fee is EUR 4,50 € per month. The total amount of the loan and loan costs is 1 720,54 €, while the installments are 12 and the installment is 143,38 € per month.

Standard European Consumer Credit Information (in Finnish).

Saldo Limit up to € 2 000
Saldo Loan up to € 10 000

Personal pricing

We always give our customers a personal loan offer, which means you find your pricing by filling in the application.

The situation of every customer is different, which means individual pricing ensures that the loan is suitable for every customer’s financial situation. There are never hidden costs in our loans. You can find all the loan specific costs and fees in our pricing list.

Saldo Limit

Interest rates and expenses

  • Service
    Price
  • Service Nominal interest rate
    Price 19,9%
  • Service Annual percentage rate (APR)
    Price 29,6 %
  • Service Loan handling fee
    Price 0,01% in a day, but a maximum of 150 € in a year

Saldo Loan

Interest rates and expenses

  • Service
    Price
  • Service Nominal interest rate
    Price 13,9 – 19,9 %
  • Service Annual percentage rate (APR)
    Price 21,3 – 29,5 %
  • Service Loan handling fee
    Price 0,01% in a day, but a maximum of 150 € in a year

Other services

Interest rates and expenses

  • Service
    Price
  • Service First certificate of interest rate and loan amount requested by the customer
    Price € 0,00
  • Service Subsequent certificates of interest rate and loan amount requested by the customer
    Price minimum € 35,00 or € 70,00 / hour / certificate
  • Service Acquisition of customer contact details
    Price 15,00 €
  • Service Report requested by customer
    Price minimum € 35,00 or €70,00 / hour
  • Service Returning overpayments made
    Price € 10,00
  • Service Resolvement of payments made without a reference
    Price € 10,00
  • Service Expenses of delayed payments
    Price
  • Service Payment reminder
    Price € 5,00
  • Service Terminating a loan contract due to inability to repay (applies to Saldo Loan)
    Price € 5,00 , when the loan amount is € 0-100 ; € 25,00, when the loan amount is € 101 - 1000; € 65,00, when the loan amount is € 1000

Optional services

  • Service
    Price
  • Service Defer all repayment for a month
    Price € 5,00
  • Service Skip a monthly repayment (but not interest or fee)
    Price € 5,00
  • Service Cutting the monthly repayment in half for 3 months
    Price € 5,00
  • Service Changing the due date of payment
    Price € 5,00
  • Service Changing billing method
    Price € 0,00
  • Service Increasing the credit limit
    Price € 0,00