Saldo logo

Pricing

Consumer prices

We create a loan offer suitable just for you. Fill in the application and see what kind of offer we have for you!

Personal pricing

We always give our customers a personal loan offer, which means you find your pricing by filling in the application.

The situation of every customer is different, which means individual pricing ensures that the loan is suitable for every customer’s financial situation. There are never hidden costs in our loans. You can find all the loan specific costs and fees in our pricing list.

Revolving credit

Interest rates and fees

ServicePrice
Marginal interest rate15 %
Reference rate4,5 %
Nominal yearly interest rate19,5 %
Annual percentage rate (APR)29,08 %
Loan handling fee0,01 % / day and a maximum of € 150,00 / year

Consumer loan

Interest rates and fees

ServicePrice
Marginal interest rate9,9–15 %
Reference rate4,5 %
Nominal yearly interest rate14,4–19,5 %
Annual percentage rate (APR)22,10–29,20 %
Loan handling fee0,01 % / day and a maximum of € 150,00 / year

Other services

Additional services

ServicePrice
Defer all repayment for a month € 5,00
Skip a monthly repayment (but not interest or fee) € 5,00
Making the minimum monthly repayment smaller for 3 months€ 5,00
Changing the due date of payment€ 5,00
Changing billing method€ 5,00

Other services

ServicePrice
First certificate of interest rate and loan amount requested by the customer € 0,00
Subsequent certificates of interest rate and loan amount requested by the customerminimum € 35,00 or € 70,00 / hour / certificate
Acquisition of customer contact details€ 15,00
Report requested by customerminimum € 35,00 or € 70,00 / hour (No fee is charged for common customary customer service related to the credit relationship.)
Returning overpayments made€ 10,00
Resolvement of payments made without a reference€ 10,00
Payment reminder € 5,00
Terminating a loan contract due to inability to repay€ 5,00, when the loan amount is € 0-100 €; 25,00, when the loan amount is € 101 - 1000; € 65,00, when the loan amount is € 1000,00