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Revolving credit

The easy solution for your everyday expenses

Credits in minutes. No paperwork required.

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SEK 20,000
Monthly payment:SEK 1,022
Interest rate:19.5%
Loan management fee:SEK 0 / month
Opening fee:SEK 395
This is only an estimation. Apply to get the offer!* Application process in Swedish

Loan management fee


Service open


Monthly payments from

SEK 999

Interest rate from

Revolving credit with a credit limit up to 20 000 kr with an interest rate of 19,5-39,5%, annual percentage rate (APR) 26,5-74,4% and a loan repayment period 3 to 30 months depending on the amount of credit used. Loan opening fee 395 kr. Loan management fee 0 kr per month. Loan withdrawal fee 45 kr.

Example of loan repayment: In the case of used credit of 5 000 kr, an interest rate of 39,5% and 12 installments, the total amount of the loan and loan costs is 6 672,89 kr (556,07 kr per month) and annual percentage rate (APR) 74,4%.

Revolving credit from SEK 3 000 - SEK 20 000

Saldo offers fast revolving credits with a credit limit of SEK 5 000 or SEK 20 000 – and with flexible withdrawals so you can use the money when you want, and how you want. You decide when to make a withdrawal from your approved credit limit, and you choose how much you want transferred to the bank account of your choice.

Transfer the entire credit amount at once, or tap into your loan in smaller amounts. When you pay back any amount of the loan, the sum will be added back to your credit limit and made available to you for future withdrawals.

What you spend your fast loans on is entirely up to you. What matters is that the money is there when you need it. And with easy, flexible withdrawals, our credit is the perfect safety net to cover sudden expenses, or help you purchase more expensive items.

Fast process

  • 1

    Choose your loan product

    Select one of our products based on your personal needs and your current financial situation.

  • 2

    Fill out the application

    Complete our online form. It’ll take you less than 5 minutes to fill out.

  • 3

    Money directly deposited into your account

    Once we’ve received, processed and approved your loan application (in most cases this takes just a few minutes), money will be instantly deposited into your bank account.

  • 4

    Withdrawals from your credit limit

    Further withdrawals can be made directly from MySaldo or by sending an SMS with SALDO and the amount you want to withdraw (Saldo 500). The amount will only be approved if it’s within your given credit limit.

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