Apply for a loan

Amount

10 000 kr

Monthly payment Loan period: 11 months

This is a high cost credit

If you are unable to repay the entire debt, you risk a payment default. For support, contact the budget and debt counseling in your municipality. Contact information is available at hallåkonsument.se

Apply for a loan

Saldo Kredit is a continuous loan of up to 20 000 kr with an interest rate of 19,5-39,5%, effective annual interest rate (APR) 26,5-74,4%. Loan opening fee 395 kr. Loan management fee 0 kr per month. Loan withdrawal fee 45 kr. Monthly payments starting from 249 kr. Example of loan repayment: In the case of used credit of 15 000 kr, an interest rate of 19,5% and 12 instalments, the total amount of the loan and loan costs is 17 118,96 kr (1426,58 kr per month) and effective annual interest rate (APR) 28,2%.

Saldo - The simple solution for your daily expenses

Get a loan in minutes, and without filling out any paper documents

Saldo SMS Lån 1 000 - 5 000 kr
Saldo Kredit 5 000 - 20 000 kr
Automated Online Application
No credit check with UC

Saldo Finance - Your financing partner in all situations

Saldo Finance is a reliable and responsible financing company that operates primarily in Sweden and Finland. Saldo offers its customers a range of consumer credit products that you can apply for.

The most popular of these products are Saldo Lån ( coming soon), Saldo Kredit and Saldo SMS Lån. All loan decisions are made on a case by case basis, following a thorough review of each customer’s financial health. We’ll always find a personal loan to fit your unique preferences and situation.

How do you apply for a loan

1. Choose your loan product

Select one of our popular products based on your personal needs and your current financial situation.

2. Fill out the loan application

Complete our online form, which in most cases should take you no more than 5 minutes to fill out.

5 minutes
3. Money directly deposited into your account

Once we’ve received and processed your loan application (in most cases this takes just a few minutes), your money will be instantly deposited into your bank account.

4. Further withdrawals

Further withdrawals can be made by sending a SMS with SALDO and the amount you want to withdraw (Saldo 500). Always withing your given credit limit.

Why Should You Choose Saldo Finance?

Saldo Finance has more than ten years of experience in consumer financing. Our delivery systems are fully automated and the loan allocation process is generally very fast. We’re a trustworthy and transparent partner that will tailor a flexible loan to fit your circumstances.

Reliability

At Saldo we’re proud of the reputation we’ve built over the past 10 years as a leading player in the consumer loan market. All of our loan services are fully regulated and monitored by the Swedish Financial Supervisory Authority.

Speed

Our loan process is completely automated and it takes less than a minute to apply for a loan. You’ll typically be notified about the status of your application within a few minutes of submitting it, and the money will be deposited directly into your bank account.

Respect

Saldo upholds the highest standards of integrity within the loan industry. We treat all of our customers with the utmost respect and consideration.

We do not cooperate with UC

When carrying out credit reviews of our customers we do not collaborate with UC. Instead, we partner with Bisnode to determine whether applicants are eligible for a loan with us. Bisnode is a reputable and experienced credit reporting service.

Be aware that Saldo is legally obliged to compile credit information on all of its loan applicants. This is done for two reasons. First, the law requires it. And second, we need to ensure that all applicants meet the basic standards required to borrow money.

Smooth and modern

Always ready

Fast

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