Saldo Finance is a reliable and responsible financing company that offers a range of consumer credit products. You’ll find us in Sweden, Finland and Lithuania.
Loan decisions are made on a case-by-case basis, following a thorough review of each customer’s financial wellbeing. We then create a personal loan offer to fit your unique preferences and situation.
Select one of our products based on your personal needs and your current financial situation.
Complete our online form. It’ll take you less than 5 minutes to fill out.
Once we’ve received, processed and approved your loan application (in most cases this takes just a few minutes), money will be instantly deposited into your bank account.
Further withdrawals can be made directly from MySaldo or by sending an SMS with SALDO and the amount you want to withdraw (Saldo 500). The amount will only be approved if it’s within your given credit limit.
Saldo Finance has more than ten years of experience in consumer financing. Our delivery systems are fully automated and the loan allocation process is almost instant. We’re a trustworthy and transparent partner that will tailor a flexible loan to fit your circumstances.
We have partnered with Bisnode to carry out credit reviews of our customers and fairly determine whether applicants are eligible for a loan with us. Bisnode is a reputable and experienced credit reporting service, and an alternative to UC.
While we don’t ask for paperwork or reasons why you need a loan, Saldo is legally obliged to compile credit information on all of its loan applicants.
Helsinki Fintech Guide - New banks on the block
Saldo Bank has been named by the Helsinki Fintech Guide 2022 as a frontrunner in a new generation of financial services in the Nordics. Historically, the Finnish financial market has only faced competition from Sweden and Norway, so domestic challenger banks are largely considered a breath of fresh air.
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Portfolio diversification is a risk management strategy that can be simplified by remembering the adage: don’t put all your eggs in one basket. When applied to investing, it means avoid putting all your cash into one company, market or asset class.
Spending or saving - the latest trends
There’s no getting around the fact that Europe is in a state of turmoil. Having emerged from the COVID-19 pandemic, the continent has been plunged straight into the Russia-Ukraine conflict with virtually no time for economic recovery.
Saldo holds steady in Fintech Farm’s 2022 guide
The 2022 edition of Fintech Farm’s prestigious annual guide to Finland’s largest fintech companies and start-ups has been released, with Saldo being named in the guide for the third year running.