Apply for a loan



Kuukausierä Laina-aika: 0 kuukautta

This is a high cost credit

If you are unable to repay the entire debt, you risk a payment default. For support, contact the budget and debt counseling in your municipality. Contact information is available at hallå


Saldo - A simple solution for daily expenses

You can get your loan in minutes and you do not need to send a single paper document.

Saldo SMS Lån 3000 - 5000 kr
We do not use UC
Loan decision immediately

Saldo Finance - Your financing partner in all situations

Saldo Finance is a reliable and responsible financing company that operates primarily in Sweden and Finland. Saldo offers its customers a number of consumer credit products that you can choose to apply for.

The most popular products are Saldo Lån, SaldoKredit and Saldo SMS Loan. We also check our customers' ability to repay loans. The truth is that all loan decisions are made on a case by case basis. From Saldo, you can always get a personal loan offer regardless of your preferences and current financial situation.

How do you apply for a loan

1. Choose your loan product

The first thing you need to do is to choose one of our popular products based on your personal needs and your current financial situation.

2. Fill out the loan application

Fill out our online form which in most cases should take no more than 5 minutes to complete.

5 minutes
3. Money directly deposited into your account

Once we have received and processed your loan application, which in most cases happens within minutes, your money will be deposited to your bank account instantly.

Why Should You Choose Saldo Finance?

Saldo Finance has more than ten years of experience in consumer financing, fully automated processing times and a generally fast loan process. We are also a reliable partner in financing and flexible loan products.


Saldo is a reliable and reputable player in the loan segment with over 10 years of experience. We also obey the supervision of the Swedish Financial Supervisory Authority, which means that the entire loan process is regulated and monitored.


Our loan process is completely automated, you need less than a minute to apply for a loan. You will usually be notified about the status of your application within only a few minutes and your money will be deposited directly into your default bank account.


Saldo is a reputable actor within the loan industry who treats all their customers with respect and understanding.

We do not cooperate with UC

We are not cooperating with UC when carrying out credit information on our applicants. Instead, we partner with Bisnode, which is a reputable and experienced credit reporting service, in order to find out whether our applicants qualify for a loan with us.

One should also be aware that Saldo is legally obliged to make credit information on all its loan applicants. This is both done because the law requires it but also in order to ensure that these meet the basic requirements required to borrow money.

Smooth and modern

Always ready


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