Saldo Finance is a reliable and responsible financing company that offers a range of consumer credit products. You’ll find us in Sweden, Finland and Lithuania.
Loan decisions are made on a case-by-case basis, following a thorough review of each customer’s financial wellbeing. We then create a personal loan offer to fit your unique preferences and situation.
Select one of our products based on your personal needs and your current financial situation.
Complete our online form. It’ll take you less than 5 minutes to fill out.
Once we’ve received, processed and approved your loan application (in most cases this takes just a few minutes), money will be instantly deposited into your bank account.
Further withdrawals can be made directly from MySaldo or by sending an SMS with SALDO and the amount you want to withdraw (Saldo 500). The amount will only be approved if it’s within your given credit limit.
Saldo Finance has more than ten years of experience in consumer financing. Our delivery systems are fully automated and the loan allocation process is almost instant. We’re a trustworthy and transparent partner that will tailor a flexible loan to fit your circumstances.
We have partnered with Bisnode to carry out credit reviews of our customers and fairly determine whether applicants are eligible for a loan with us. Bisnode is a reputable and experienced credit reporting service, and an alternative to UC.
While we don’t ask for paperwork or reasons why you need a loan, Saldo is legally obliged to compile credit information on all of its loan applicants.
Spending or saving - the latest trends
There’s no getting around the fact that Europe is in a state of turmoil. Having emerged from the COVID-19 pandemic, the continent has been plunged straight into the Russia-Ukraine conflict with virtually no time for economic recovery.
Saldo holds steady in Fintech Farm’s 2022 guide
The 2022 edition of Fintech Farm’s prestigious annual guide to Finland’s largest fintech companies and start-ups has been released, with Saldo being named in the guide for the third year running.
Saldo plugs into Inventi
In keeping with its innovative and technologically advanced approach, Saldo Finance will use Inventi’s SEPA CT and SEPA Instant CT Connectors for SEPA payment processing, STI Connector for regulatory reporting to the Lithuanian State Tax Authority and PLAIS Connector to integrate with the Lithuanian Center of Registers.
Does spending money trigger happiness?
If you’re someone who gets a kick out of unboxing an expensive item, clipping tags off new clothing, or impulse buying because the deal seems too good to miss out on, try not to feel too bad when those pangs of regret (known as buyer’s remorse) arise.