Saldo Finance is a reliable and responsible financing company that offers a range of consumer credit products. You’ll find us in Sweden, Finland and Lithuania.
Loan decisions are made on a case-by-case basis, following a thorough review of each customer’s financial wellbeing. We then create a personal loan offer to fit your unique preferences and situation.
Select one of our products based on your personal needs and your current financial situation.
Complete our online form. It’ll take you less than 5 minutes to fill out.
Once we’ve received, processed and approved your loan application (in most cases this takes just a few minutes), money will be instantly deposited into your bank account.
Further withdrawals can be made directly from MySaldo or by sending an SMS with SALDO and the amount you want to withdraw (Saldo 500). The amount will only be approved if it’s within your given credit limit.
Saldo Finance has more than ten years of experience in consumer financing. Our delivery systems are fully automated and the loan allocation process is almost instant. We’re a trustworthy and transparent partner that will tailor a flexible loan to fit your circumstances.
We have partnered with Bisnode to carry out credit reviews of our customers and fairly determine whether applicants are eligible for a loan with us. Bisnode is a reputable and experienced credit reporting service, and an alternative to UC.
While we don’t ask for paperwork or reasons why you need a loan, Saldo is legally obliged to compile credit information on all of its loan applicants.
How to survive the winter during an energy crisis?
Across the EU, there’s a new appreciation and awareness of just how much we need electricity and energy in our everyday lives. We need it to switch on lights and heat our homes, we need it to operate our computers and servers, we need it to power our personal vehicles.
Finnish fintech Saldo Bank launches banking operations in Lithuania and plans further expansion
Financial technology company Saldo Bank UAB, formerly Saldo Finance UAB, has announced the launch of banking operations in Lithuania in February, 2023.
Helsinki Fintech Guide - New banks on the block
Saldo Bank has been named by the Helsinki Fintech Guide 2022 as a frontrunner in a new generation of financial services in the Nordics. Historically, the Finnish financial market has only faced competition from Sweden and Norway, so domestic challenger banks are largely considered a breath of fresh air.
How to diversify your investment portfolio
Portfolio diversification is a risk management strategy that can be simplified by remembering the adage: don’t put all your eggs in one basket. When applied to investing, it means avoid putting all your cash into one company, market or asset class.