Saldo SMS Lån, now a flexible revolving credit with a credit limit of 5 000kr, is for people looking for a small loan to cover unexpected costs. Our automated process is quick and easy, with no paperwork. Once you’ve been approved for a loan, you can choose to withdraw the money in small amounts, or have the whole amount transferred to your bank account. When you make a repayment, the amount will be added back to your credit limit for you to use when you want or need it.
SMS loans, or withdrawals from your revolving credit, start from 3 000 kr and go up to 5 000 kr. As this is a high-cost credit product, if you miss a repayment, you may be subject to reprisals. If you are concerned about repayments, contact our friendly customer service team. We’re here to help.
Select one of our products based on your personal needs and your current financial situation.
Complete our online form. It’ll take you less than 5 minutes to fill out.
Once we’ve received, processed and approved your loan application (in most cases this takes just a few minutes), money will be instantly deposited into your bank account.
Further withdrawals can be made directly from MySaldo or by sending an SMS with SALDO and the amount you want to withdraw (Saldo 500). The amount will only be approved if it’s within your given credit limit.
SMS loans or quick loans are a form of micro-loan intended for people who need some quick cash to cover unexpected situations. You can apply for an SMS Loan without risking a credit report with UC (Upplysningscentralen), which can affect your credit rating.
Saldo’s loans don’t require paperwork or showing up in person. The application process is quick, easy and online. Our technologically advanced systems mean you can apply for a loan from wherever you are.
We’ll never ask what you need the loan money for, as many of the traditional banks often do. That’s your business. But as this is a high-interest product, you should only apply for an SMS loan or any quick loans in an emergency.
With our fully automated application process, you can apply for a loan from anywhere in the world. Need cash urgently while abroad? As long as you have an internet connection, you can apply for a loan instantly.
Apply for your loan and you can have cash at your fingertips within minutes. We’ll transfer it directly to your nominated bank account.
You don’t have to explain what you need the SMS loan money for: we don’t operate like a traditional bank that needs endless paperwork for approvals. Our focus is getting you cash at the moment you need it most.
Below you will find the most common questions about SMS loans. If you can’t find the answer to your question, contact our friendly customer support team. We’ll respond to your questions as soon as possible.
If you need an SMS loan, Saldo is the place to go. Instead of an expensive SMS loan, you should consider our flexible revolving credit. We offer an automatic application process, which takes just a few minutes to complete.
Once approved, you’ll have quick cash deposited into your bank account. It’s that easy.