Saldo offers fast revolving credits with a credit limit of 5 000 kr or 20 000 kr – and with flexible withdrawals so you can use the money when you want, and how you want. You decide when to make a withdrawal from your approved credit limit, and you choose how much you want transferred to the bank account of your choice.
Transfer the entire credit amount at once, or tap into your loan in smaller amounts. When you pay back any amount of the loan, the sum will be added back to your credit limit and made available to you for future withdrawals.
What you spend your fast loans on is entirely up to you. What matters is that the money is there when you need it. And with easy, flexible withdrawals, our credit is the perfect safety net to cover sudden expenses, or help you purchase more expensive items.
Select one of our products based on your personal needs and your current financial situation.
Complete our online form. It’ll take you less than 5 minutes to fill out.
Once we’ve received, processed and approved your loan application (in most cases this takes just a few minutes), money will be instantly deposited into your bank account.
Further withdrawals can be made directly from MySaldo or by sending an SMS with SALDO and the amount you want to withdraw (Saldo 500). The amount will only be approved if it’s within your given credit limit.
Our revolving credit is a form of consumer credit or account credit, from 3 000 kr up to 20 000 kr. What’s different about Saldo quick loans is that once you’ve been approved, it takes just five minutes for the money to land in your account. You can either use the full amount, or just withdraw what you need at that moment. We’ll make sure you stay within your credit limit.
Once you’ve made a repayment, that amount will be credited back to your credit limit: if you need to spend it again, you can.
The two most common types of fast personal loans are account credit – which is what our revolving credit is – or a credit card. Everyone’s financial situation is different, but to help you make the right decision for your circumstances, we explain what each of these types of credit are.
Saldo offers you competitive flexibility and favourable prices which are among the lowest on the market. Once your loan application has been approved, you can make as many withdrawals as you want, within your revolving credit limit.
The amount you repay at the end of the month will be credited directly to your credit limit and you’ll immediately have access to the renewed amount.
For example: Let’s say you’ve been granted an online credit amount of 10 000 kr. You spend 2 000 kr, and repay that amount after a few days. As soon as that repayment of 2 000 kr has been received by Saldo, your existing credit limit returns to 10 000 kr – and you can spend it on whatever you want.
Below, we run through the most common questions asked by people considering applying for our revolving credit. If you don’t find the answers you need here, contact our friendly customer support staff via the links on this website.