Saldo Kredit offers consumer credits from 10 000 kr up to 20 000 kr with flexible withdrawals. You decide when you make a withdrawal and how much you want transferred, within your given credit limit. You can choose to transfer the entire credit at once, or in smaller rates. When you pay back the transferred money, this sum will be added back to your credit limit and is available for further withdrawals.
You are not asked to define what the money will be spent on and the easy, flexible withdrawals make Saldo Kredit the perfect safety net to cover sudden expenses or larger investments in household appliances or similar.
Choose the amount you need right now. Withdrawals are made from the credit limit granted to you.
Identify yourself with Bank ID and fill out a loan application. It takes a few minutes to complete.
You can get your first withdrawal immediately. You can make new withdrawals at any time.
Further withdrawals can be made by sending a SMS with SALDO and the amount you want to withdraw (Saldo 500). Always withing your given credit limit.
Saldo Kredit offers a form of consumer credit or account credit, from 1 000 kr up to 20000 kr. Once you have received the loan, you have the option of using the full amount or only to use the amounts that you consider necessary for your current needs, but no higher than the credit amount you have been granted by us. When you repay your debt you will again receive your old initially granted credit.
The question of whether you should choose an account credit or a credit card can sometimes be quite confusing and difficult to understand. Below we briefly describe the differences between these two and give you suggestions on which of these you should go ahead with.
The best thing about Saldo Kredit is its competitive flexibility and its favorable prices, which are among the lowest on the market. Once you have your application approved and have a specific credit limit to deal with, you have free hands to make as many withdrawals as you wish, based on the needs you might have.
The amount you repay at the end of the month is credited directly to your credit. A representative example is described as follow:
Assume that you are granted for an online credit of 10 000 kr. If you choose to consume a certain amount and then repay that amount, you will have that exactly the same amount you had available from the beginning. In other words, every time you deposit money, you also release the money to be able to use it at a later date.
Below, we go through the most common questions that our potential customers tend to reflect over when they are considering applying for a credit with us at Saldo Kredit. If you do not find the specific answers to your questions we suggest you contact our customer support by using the communication options available on our website.