Loans from Saldo

The SMS loan is ideal for consumers who are specifically looking for a fast loan in order to cover up for an unforeseen event. You have the opportunity to apply for loans between 2.000 SEK up to 5000 SEK. This product is an ideal choice when you need to get your hands on liquid funds quickly and easily.

The entire loan amount you are borrowing from Saldo Lån is supposed to be paid out at once. The customer then has 30 days from that he or she receives the amount in his or her bank account to repay the entire amount along with the associated fees. This product is a so-called "high-cost credit" which basically means that you are borrowing money for high-interest rates. It is also possible to postpone the due date for the loan at least 30 days ahead, which can be done for the one-time cost of 300 SEK.

This type of loan is suitable for those individuals who wish to apply for higher amounts. In this case, you will have the opportunity to borrow money at low-interest rates for a much longer period of time. One possible area of ​​use could be to finance a car purchase or simply to borrow money for other expenses you might have.

The loan is supposed to be repaid within 36 months, but you can also choose a longer repayment period for up to 20 years if you wish so! This product is a so-called low-cost credit product where the customer has the option to apply for amounts starting from 10.000 SEK up to 100.000 SEK. You have the option to choose a repayment period from 36 months and as long as up to 20 years. Please also note the fact that the effective interest rate will never reacher higher percentage than 29.9%.

This product is ideally suited for those who want to have a credit balance available for unforeseen expenses without having to apply for new loans whenever they are in need of money. It is a solid product that offers great flexibility. The fact is that many of our current customers prefer this product precisely because of this. Account credit is a type of loan where the customer can make any withdrawals.

These withdrawals can vary between 500 and 20 000 kr. The first withdrawal is made when the customer submits his application from www.saldo.com and is approved for the loan. He or she only needs to pay the fees and interest associated with the loan if they actually choose to use the approved credit. This product is also often referred to as "high-cost credit".