Loans from Saldo

This loan is ideal for consumers who are looking for a fast loan to cover an unexpected expense. The loan sums you can withdraw from your credit limit range between 3 000 kr up to 5000 kr making this the best choice when you need to get your hands on liquid funds quickly and easily.

With this particular loan, when you make a repayment, that amount will be added back to your credit limit. This means you can make further withdrawals by logging in to MySaldo or by sending an SMS to Saldo: just let us know the amount you’d like to withdraw. Once we’ve received your SMS, the cash will be transferred to your nominated bank account. This loan is known as ‘high-cost credit’, which means that you are borrowing money at a higher interest rate.

This product is for people who want to have a credit balance available for unexpected expenses and blips in the road without having to apply for new loans whenever they need a little extra cash.

This is one of our most popular loan options as it offers great flexibility: you can make as many withdrawals as you need between 500 and 20 000 kr (initial withdrawal min 3 000 kr).

Apply online, and you’ll only pay the fees and interest associated with the loan if you choose to use the approved high-interest credit.

This type of loan is suitable for people who need to borrow higher amounts for items with bigger price tags: a car, a holiday or a rental property deposit.

These loans start from 10 000 kr and go up to 100 000 kr, and can be paid off over a much longer period of time, ranging from 36 months to 20 years. They’ve got low-interest rates too: the effective interest rate will never reach a percentage higher than 29.9%.