Saldo Bank UAB is a specialised bank licensed by the European Central Bank and regulated by the Bank of Lithuania. Saldo Bank offers fully automated lending solutions for consumers and SME customers and term deposit account services for consumer customers. The company's advanced scoring system ensures responsible lending, and its own lending system supports business growth also internationally.

• Oversee the processing of all financial transactions, including invoices, payments, and receipts.

• Ensure accuracy and completeness of transaction data.

• Review and approve transactions within established guidelines.

• Investigate error situations

• Control the payment cards chargeback processes (the chargebacks processing will be provided by the transactions processing company)

• Manage the payment process, including initiating payments, verifying payment details, and reconciling accounts.

• Coordinate with vendors and suppliers to resolve payment-related issues.

• Monitor payment deadlines and ensure timely payments to avoid penalties.

• Ensure financial settlement cycles with payment card organizations

• Ensure compliance with relevant company policies and financial regulations.

• Stay updated on changes in regulatory requirements (including requirements from international card organizations) related to financial transactions and payments.

• Implement internal controls to prevent fraud and mitigate financial risks.

• Prepare and analyze financial reports related to transactions and payments including reports to international card organizations and financial controlling authorities.

• Provide regular updates to management on transaction status, payment trends, and potential issues.

• Identify areas for process improvement and efficiency gains.

• Collaborate with other departments, such as Product, Accounting and Operations, to streamline transaction processes and resolve issues.

• Work closely with IT teams to optimize the use of financial systems and tools.

• Establish and maintain relationships with vendors and payment partners.

• Periodically negotiate payment terms and contracts to optimize cost-effectiveness and efficiency.

• At least Bachelor's degree in finance, accounting, or related field

• 2-3 years of relevant experience, with some in a managerial role

• Strong analytical ability, with technical competency

• Excellent command of English and Lithuanian languages

• Strong interpersonal skills with the ability to engage and influence multiple stakeholders

• Knowledge of credit card business is advantage

• Previous experience while being responsible for providing documentation in high standard quality

• Lunch benefit: from the very first day within the company, you will be entitled to 160 EUR monthly lunch budget. Manage your budget and order the food from your favorite restaurants!

• Health Insurance: after 3 months of working together we would ask you to choose 1 out of 6 different health insurance plans. Choose the one which suits your needs better,

• Recreational Benefit: take some time for yourself while using annual set budget and choosing from different sports/relaxing activities which you like the most,

• Professional Growth: professional and supportive team, conferences, trainings, books - everything which lets you improve and develop your skills with a guaranteed annual budget of 1500 EUR for trainings and 150 EUR for books,

• Other Perks: fresh fruits, drinks, snacks at the office not forgetting team buildings and other team events!

Please note that applicant's data will be processed in accordance with Saldo Bank's privacy policy.