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Monthly payment Loan period: 31 months

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Consumer credit is an unsecured loan of up to 3 000 € and has an interest rate of 9 – 39 % . Administration fee: 5,00 – 10,00 €/month. Annual percentage rate of charge (APR): 26,4 – 84,7 %. Loan period: 10 – 37 months. Monthly payment: 29,00 – 239,00 €.

Example of loan repayment: The effective annual interest rate (APR) on a loan of 1 500 € is 65.14%. The interest rate taken into account in the calculation is 29 %, the loan management fee is EUR 5,95 per month. The total amount of the loan and loan costs is 2 477.11 €, while the installments are 36 and the installment is 68,81 € per month.

Fast loans have never been so fast

Fill out the application and the funds arrive in your account in a matter of minutes.

Click "Fill out the application", provide all the required data and our system will automatically assess your solvency and make an individual offer for fast credit.

How to fill out an application for a Fast loan

1. Select the required amount

Fast loans are available for amounts from € 500 to € 3,000.

2. Fill out an application for a quick loan

Provide all the necessary information requested on the application form. This should only take a few minutes.

5 minutes
3. Verify your identity

Get your documents ready to verify your identity with Ondato.

4. Get the money

As soon as your application is approved, the money is transferred directly to your IBAN bank account.

How fast is fast credit approved?

Our system is fully automated for handling quick loans and other financing solutions. Once the loan is approved, it’s transferred almost instantly to your bank account. The information you provide us on the application is processed within minutes. The cash is immediately transferred to your bank account after the loan application is approved. If you want an online loan fast, contact Saldo - your financial partner for every event in your life!

From filling out our simple application to having extra operational cash in your bank account in just a few minutes. Saldo’s consumer loan is a financial solution that can be used almost immediately.

Completing the application and analyzing takes a few minutes, so there is probably no faster way to get fast credit online in Lithuania!

More information on Saldo Loans.

How are Saldo’s Fast Loans Issued?

A quick credit or fast loan is a type of credit that is issued faster than a regular consumer loan at a bank branch. In the case of a Saldo loan, it can be said that all loans are fast loans.

Our service is a very great option for customers who need a quick cash injection. Saldo’s loan application process is particularly quick due to the fact that everything is fully automated. You don’t have to wait in line or fill out reams of unnecessary paperwork! The entire process is completed easily online. Saldo Fast Loan Online is perfect for consumers who need financing for purchases or services up to € 3,000.

With our system, getting fast credit online is easy.

Fill out the application on our website. If you’re successful, you’ll get your loan approved and received the funds straight to your bank account within minutes.

You can always trust Saldo!

If you have any questions, our FAQ section contains answers to a wide array of common questions. If you can’t find what you’re looking for there, you can also contact our customer service department on one of the contacts listed.

What lending services does Saldo provide?

Saldo Finance is a responsible lender, successfully operating not only in Lithuania, but also in Finland and Sweden. Saldo Finance focuses on innovation in the field of lending, and the main focus of the company is to provide technologically advanced and convenient financial services to private and business clients.

Saldo Finance in Lithuania offers the following services:

  • Consumer loans and fast loans online
  • Revolving credit service (from the beginning of 2021)
  • Small loans to business (from the beginning of 2021).

All offers of quick loans and other loans are tailored to the individual circumstances of the client, so we can make a personalized loan offer. How do we do that? By using our developed, automated lending system. This system instantly processes the data provided in the customer application. At the same time, they are compared with the data in the SODRA system and a Scorify evaluation is performed.

The use of this innovative technology allows us to approve loans in a matter of minutes. You will receive fast credit quickly and conveniently with Saldo Finance - your responsible financial partner for everything life throws your way!

Fast loans in Lithuania - what you need to know

Fast credit is a financial service provided in Lithuania by various companies. This service is supervised by the Bank of Lithuania and other competent authorities, and requires lending institutions to adhere to a set of strict rules.

Typically granting credit or other lending instruments to consumers may take longer than a couple of days, even after the application has been approved. In many circumstances, this is not convenient and the need for funds might be immediate. For this reason, a lot of consumers prefer quick loans, which they can get approval in 24 hours or less.

You can apply for and receive Saldo instant credit in minutes! This is one of the fastest ways to get the funds you need for home repairs, car purchases or whatever else you may need!

Get the cheapest fast credit from Saldo now!

Get the best fast credit from Saldo now!

Other things worth knowing about quick loans in Lithuania:

Getting fast credit is convenient because you can apply online – which means that you don't even have to leave your house.

Fill out the application on the website. You’ll be able to pay use the funds received within a few minutes. Saldo Finance - fast loans, low interest rates.

A quick loan differs from a regular loan because it’s approved faster and is usually issued online.

Our system calculates the annual interest for each client individually and provides the best personal offer. In this way, fast online credits provide the greatest benefits to consumers.

The process is quick and simple, as you don’t even need to submit any physical documents to get approval for a quick loan.

Our automated system eliminates the need for physical or paper documents. The whole process takes place online and requires just a few clicks of the mouse and keyboard. If your application is successful, you’ll receive your loan in 15 minutes.

Quick credit is the most popular financial service when consumers are faced with unexpected expenses. Quick credit is a great short-term financial solution to cover small liabilities.

No proof of solvency or surety is required to obtain a fast credit online. Our automated system objectively assesses each individual application and makes a proposal. This is a quick loan for everyone.

The Bank of Lithuania strictly supervises providers of quick loans, including Saldo Finance.

At Saldo, we believe in responsible lending. We treat each client with respect and also abide by the law, as well as ethical and moral standards. Because the process of obtaining quick credit and other loans is constantly being improved, it is fully automated and very fast. We are always looking for ways to improve our products.

Fast loan or credit card - which solution is better?

A credit card is not as easy, fast, or convenient as fast credit. Credit cards also tend to tie the user into a longer obligation, which is not always limited by flexible and standardized credit card agreements. Almost always, credit cards require you to fill out a lengthy application at the financial institution’s physical office. The processing and approval usually take several days (in some circumstances even longer). Finally, the card itself needs to be produced and sent, along with the activation and PIN codes. All of these are processes that take a lot of time and effort.

Credit cards often offer a substantial credit limit, but the terms of their agreement are standardized and may not suit your individual requirements. In general, credit cards are becoming less common in Lithuania. Credit cards are often valued for travel insurance services and priority benefits at Airports when paying and accessing cash abroad.

When compared to a credit card, Saldo Fast Credit is more affordable, as well as being easier to obtain. Fast credit doesn’t require weeks of paperwork and solvency checks. Instead, we can approve you loan application in just a matter of minutes, after which the funds are transferred directly to your bank account. In addition, the terms of the loan agreement can be tailored to suit your own individual circumstances.

As well as this, there are no additional barriers to getting approval for instant credit, while with a credit card, there may be many more. Quick Loans or Saldo fast Credit will allow each user to easily access the credit that they need.

While both solutions have their advantages, fast credit is a better and easier credit facility for consumers overall, especially when unexpected circumstances arise, which require quick access to additional funds.

Frequently Asked Questions About Fast Credit

Why do I need my personal data to get a quick credit?

In order for Saldo Finance to provide you with instant credit, we’ll need to assess your solvency and personal financial circumstances. We need your consent and your personal information to do this. This information is checked against the SODRA database and by the Scorify econometric tool for scientific data analysis. Both tools allow us to objectively weigh the risks and make each client an personalized offer.

Saldo Finance is a licensed and supervised lending and financing service provider of the Bank of Lithuania. For us to comply with the rules, it’s necessary that all customers provide data required by the Bank of Lithuania. Only in this way can we pursue the transparent policy of responsible lending that Saldo has been providing across Europe for more than a decade.

Your data is stored and used only for its intended purpose, in accordance with the relevant data protection laws of the Republic of Lithuania.

What alternatives to fast credit can we offer you?

Saldo can offer you other financial solutions as well. Depending on your own individual circumstances, fast credit may not necessarily be the best option for you. Saldo Finance can also offer:

  • Revolving credit service - This is for when you want to borrow "on demand". Saldo’s revolving credit service provides you with a credit limit for small expenses up to € 2,000. This service is similar to a credit card, but the money is available to you immediately, as there is no need to fill out lengthy applications or wait for the card to be created and sent.

  • Loan for small business - This service is for companies who are not eligible for fast loans. However, Saldo Finance offers a great alternative - a business loan. This loan gives companies, corporations, partnerships and other legal entities access to credit on flexible terms.

Get fast credit online now!

Getting fast credit online is now easier than ever! Saldo Finance instant credit will hit your bank account and be ready to use within minutes. The application process is quick and easy.

Click the ”Fill Application” button, enter the required details, wait about a minute for the system to approve your application, and get fast credit on flexible and favorable terms. You no longer have to worry about running out of money for small expenses. Choose Saldo - a reliable financial partner for all life’s unexpected events!