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Monthly payment Loan period: 31 months

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Consumer loan is an unsecured loan of up to 3 000 € and has an annual interest rate of 9 – 39 %. Administration fee: 5,00 – 10,00 €/month. Annual percentage rate of charge (APR): 26,4 – 84,7 %. Loan period: 10 – 37 months. Monthly payment: 29,00 – 239,00 €.

Example of loan repayment: The annual interest rate of 29 % and the loan administration fee of 5,95 € per month is applied for a 1 500 € loan with 36 monthly installments. The annual percentage rate of charge (APR) for this loan is 65,14 %. The total amount to be paid by the customer (the sum of the total loan amount and total loan costs) is 2 477,11 €, while the monthly installment is 68,11 €.

Fast loans have never been so fast

Fill out the application and the funds will arrive in your account in a matter of minutes.

Click "Fill out the application", provide all the required information. Our system will automatically process and approve your application, and make you an individual offer for fast credit.

How to apply for a fast loan online

1. Tell us how much money you need, and your preferred monthly repayment

Everyone’s financial situation is different. Start by choosing the Saldo service or product that suits you by taking into account your personal or business needs and current financial status.

2. Fill out the application for a quick loan

Fill out our online application form. It should only take about 5 minutes.

5 minutes
3. Verify your identity

Get ready to verify your identity with Ondato by scanning a form of ID and taking a selfie.

4. Get the money in your bank account right away

As soon as your application is approved, the money is transferred directly to your nominated IBAN bank account.

How quickly is fast credit approved?

Our system is fully automated for handling quick loans and other financing solutions. It takes just a few minutes to approve your loan, then it’s transferred almost instantly to your bank account.

For an online loan fast, contact Saldo. Saldo’s consumer loan is an easy financial solution that can be used almost immediately. Fill out our simple online application and you’ll have extra cash in your account in just a few minutes.

More information on Saldo Loans.

How are Saldo’s Fast Loans Issued?

A quick credit or fast loan is a type of credit that is issued more efficiently than a regular consumer loan at a bank branch. In the case of a Saldo loan, all loans are fast loans.

Our service is an excellent option for customers who need a quick cash injection. Saldo’s loan application process is fully automated so you don’t have to wait in line or fill out any paperwork. The entire process is completed online and in just a few minutes. Saldo Fast Loan Online is perfect for consumers who need financing for purchases or services up to € 3 000.

With our system, getting fast credit online is easy.

Fill out the application on our website. If you’re successful, you’ll get your loan approved and receive the funds in your bank account within minutes.

You can always trust Saldo.

If you have any questions, our FAQ section contains answers to the most common questions. If you can’t find what you’re looking for there, you can also contact our customer service department.

What lending services does Saldo provide?

Saldo Bank is a responsible lender operating in Lithuania, Finland and Sweden. Saldo Bank focuses on innovation in the field of lending, and the main focus of the company is to provide technologically advanced and convenient financial services to private and business clients.

Saldo Bank in Lithuania offers the following services:

All offers of quick loans and other loans are tailored to the individual circumstances of the client, so we can make a personalised loan offer. How do we do that? By using our automated lending system. This system instantly processes the data provided in the customer application. At the same time, they are compared with the data in the SODRA system and a Scorify evaluation is performed.

The use of this innovative technology allows us to approve loans in a matter of minutes. You will receive fast credit quickly and conveniently with Saldo Bank - your responsible financial partner for everything life throws your way.

Fast loans in Lithuania - what you need to know

Fast credit is a financial service provided in Lithuania by various companies. This service is supervised by the Bank of Lithuania and other competent authorities, and requires lending institutions to adhere to a set of strict rules.

Typically granting credit or other lending instruments to consumers may take longer than a couple of days, even after the application has been approved. In many circumstances, this is not convenient and the need for funds might be immediate. For this reason, a lot of consumers prefer quick loans, which they can get approval for in 24 hours or less.

You can apply for and receive Saldo instant credit in minutes. This is one of the fastest ways to get the funds you need for home repairs, car purchases or whatever else you may need.

Get the cheapest fast credit from Saldo now!

Get the best fast credit from Saldo now!

Other things worth knowing about quick loans in Lithuania:

Getting fast credit is convenient because you can apply online – which means you don't even have to leave your house.

Fill out the application on the Saldo website. You’ll be able to use the funds received within a few minutes. Saldo Finance - fast loans, low interest rates.

A quick loan differs from a regular loan because it’s approved faster and is usually issued online.

Our system calculates the annual interest for each client individually and provides the best personal offer. This way, fast online credits provide the greatest benefits to consumers.

The process is quick and simple, as you don’t need to submit any paperwork to be approved for a quick loan.

Our automated system eliminates the need for physical or paper documents. The whole process takes place online and requires just a few clicks of the mouse and keyboard. If your application is successful, you’ll receive your loan in 15 minutes.

Quick credit is the most popular financial service when consumers are faced with unexpected expenses.

Quick credit is a great short-term financial solution to cover small liabilities.

No proof of solvency or surety is required to obtain a fast credit online. Our automated system assesses each individual application and makes a proposal. This is a quick loan for everyone.

The Bank of Lithuania strictly supervises providers of quick loans, including Saldo Bank.

At Saldo, we believe in responsible lending. We treat each client with respect and also abide by the law, as well as ethical and moral standards. Because the process of obtaining quick credit and other loans is constantly being improved, it is fully automated and super fast. We’re always looking for ways to improve our products.

Fast loan or credit card - which is better?

A credit card is not as easy, fast, or convenient as fast credit. Credit cards also tend to tie the user into a longer obligation period. Almost always, credit cards require you to fill out a lengthy application at the financial institution’s physical office. The processing and approval usually take several days (in some circumstances even longer). Finally, the card itself needs to be produced and sent, along with the activation and PIN codes.

Credit cards often offer a substantial credit limit, but the terms of their agreement are standardised and may not suit your individual requirements. In general, credit cards are becoming less common in Lithuania. Credit cards are often valued for travel insurance services and priority benefits at airports when paying and accessing cash abroad.

When compared to a credit card, Saldo Fast Credit is more affordable, as well as being easier to obtain. Fast credit doesn’t require weeks of paperwork and solvency checks. Instead, we can approve your loan application in just a matter of minutes, after which the funds are transferred directly to your bank account. In addition, the terms of the loan agreement can be tailored to suit your own individual circumstances.

As well as this, there are no additional barriers to getting approval for instant credit. With a credit card, there may be many more. Quick Loans or Saldo Fast Credit allow each user to easily access the credit that they need.

While both solutions have their advantages, fast credit is a better and easier credit facility for consumers overall, especially when unexpected circumstances arise, which require quick access to additional funds.

Frequently Asked Questions About Fast Credit

Why do I need my personal data to get a quick credit?

In order for Saldo Bank to provide you with instant credit, we’ll first assess your solvency and personal financial circumstances. We need your consent and your personal information to do this. This information is checked against the SODRA database and by the Scorify econometric tool for scientific data analysis. These tools allow us to make you a personalised offer.

Saldo Bank is a licensed and supervised lending and financing service provider of the Bank of Lithuania. For us to comply with the rules, it’s necessary that all customers provide data required by the Bank of Lithuania. This way we can pursue the transparent policy of responsible lending that Saldo has been providing across Europe for more than a decade.

Your data is stored and used only for its intended purpose, in accordance with the relevant data protection laws of the Republic of Lithuania.

Get fast credit online now!

Getting fast credit online is now easier than ever. Saldo Bank instant credit will hit your bank account and be ready to use within minutes. The application process is quick and easy.

Click the ”Fill Application” button, enter the required details, wait about a minute for the system to approve your application, and get fast credit on flexible and favourable terms. You no longer have to worry about running out of money for small expenses. Choose Saldo – a reliable financial partner for all life’s unexpected events.