Our auto loan is a deposit-free finance option that enables you to hit the road without putting down cash, collateral or listing a guarantor. This makes the auto loan application so much easier to complete. Once you’ve filled out the online form and are approved by our automated system, you’ll receive an offer for car finance and a decision on your auto loan within minutes
You can get a car loan up to € 12 000, with the option of a long loan term with reasonable monthly repayments.
In addition to our website, the loan can be granted by our partner car dealerships.
Do you only need the deposit or the whole purchase price? You can choose the amount you need.
You’ll receive the auto loan offer immediately, and can nominate the monthly repayment and loan term
After accepting the offer, the car loan will be available immediately.
We have compiled the most frequently asked questions about our car loan to this section.
If you still have questions, you can contact our customer service. Via e-mail: asiakaspalvelu@saldo.com Via phone: 06000 55000 (2,00 €/min + pvm/mpm)
Our car loan is a safe and easy way to obtain car finance, drive away and then make easy monthly payments. After filling in our online application, you get an auto loan offer, where you can choose a monthly repayment suitable for you. We’ll give you fine monthly repayment options to choose from: pick the one that works best for you.
Unlike other common car loans, our car loans are not tied to a certain vehicle.
You can apply for a car loan even before you have found the car you want to buy, or you can apply when making a purchase. You get the auto loan decision immediately after accepting your personalised offer. It’s up to you whether you finance all of the purchase, or just a part of it.
You’ll receive a personal auto loan offer.
The cheapest car loan can be found by comparing, but we offer you an auto loan, it will be tailored to your individual financial situation. Purchase a car with an auto loan and make your dream car a reality, effortlessly. You can also finance a car with our affordable deposit-free consumer loan.
Finding the cheapest car loan is simple, when the auto loan pricing is clear and easy to access. You can find all the interest rates and expenses of our car loan in the table attached. There are no hidden costs when it comes to our loans.
Our auto loan offers are always individual. To receive a personalised offer with pricing that’s tailored to your individual needs, simply fill in an online application for car loan. If you change your mind, you can cancel the auto loan easily within the 14 day cooling off period.
Almost 500 car dealerships around Finland already offer car loans by Saldo. The car loan can easily be secured online before you choose the car, or you can apply for car finance directly in the dealership.
To find the nearest car dealership offering our car loans, use the search function here.