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Consumer loan is an unsecured consumer loan of 1 000–10 000 €. The interest rate on the loan is 12,4-17,5%. The interest on the credit is 9,9-15,0% + reference rate referred to in section 12 of the Finnish Interest Rate Act. The loan management fee is 0,01 % of the amount of the granted loan per day, up to 150 € per year, the annual percentage rate (APR) is 15,75-26,9%, assuming that a month is 30 days and repayments are monthly. The loan period is 17 - 77 months and the monthly installment is 29 € - 199 €. Loan opening fee 0 €.

Example of loan repayment: The annual percentage rate on a loan of 1 500 € is 19,85 %. The calculation takes into account an interest rate of 12,4%, an average loan management fee of 4,56 € per month. The total amount of the loan and loan costs is 2 271,83 €, while the installments are 59 and the installment is 39 € per month.

01.07.2025

Standard European Consumer Credit Information